SUBY COMPARE TO WHOP
Suby vs Whop
Everything Whop does, Suby does better. Lower effective fees, no blocked funds, faster payouts and a UX built for scale.
Everything Whop does, Suby does better. Lower effective fees, no blocked funds, faster payouts and a UX built for scale.
Select your monthly revenue
$5,000
$5,000
$0
$30k
$50k
$70k
$100k


$200
$200
You keep $4,800
You keep $4,800
4% + $0.40 per transaction. No hidden fees.
4% + $0.40 per transaction. No hidden fees.


$200
$200
You keep $4,800
You keep $4,800
2.7% + $0.30 per transaction. +1.5% international cards,
+1% conversion, +0.5% Billing. Hidden add-ons.
2.7% + $0.30 per transaction. +1.5% international cards,
+1% conversion, +0.5% Billing. Hidden add-ons.
Select your monthly revenue
$5,000
$0
$30k
$50k
$70k
$100k

$200
You keep $4,800
4% + $0.40 per transaction. No hidden fees.

$200
You keep $4,800
2.7% + $0.30 per transaction. +1.5% international cards,
+1% conversion, +0.5% Billing. Hidden add-ons.
Compare Suby & Whop Pricing
Pricing & Fees
Every fee laid out in the open, card, crypto, payouts and the platform cut Whop takes on every sale.


Card payments
Crypto payments
4% + $0.40
2.7% + $0.30
International surcharge
—
+1.5%
Crypto payments
1.5%
—
Not supp.
Stablecoins Payout
0.5%
5%
Currency conversion
—
+1%
Fund freezes
Never
Withheld
Compare Suby & Whop Features
Feature Breakdown
Everything both platforms do, side by side, from crypto payouts and fund safety to support.
Fees & Pricing


Fees & Pricing


Fees & Pricing


Low Crypto Fees
Suby: 1.5% on crypto. Whop: 5% fee on every crypto payout.
Low Crypto Fees
Suby: 1.5% on crypto. Whop: 5% fee on every crypto payout.
No Hidden Add-on Fees
Whop layers platform fees, payout fees and intl surcharges on top of processing.
No Hidden Add-on Fees
Whop layers platform fees, payout fees and intl surcharges on top of processing.
Multi-Currency Support
30+ local currencies natively supported.
Limited
Payments & Payouts


Payments & Payouts


Payments & Payouts


Card Payments
Visa, Mastercard, AMEX and Apple Pay.
Card Payments
Visa, Mastercard, AMEX and Apple Pay.
Crypto Payments
Suby: full multi-chain (USDC, ETH, SOL, BNB). Whop: limited.
Limited
Crypto Payments
Suby: full multi-chain (USDC, ETH, SOL, BNB). Whop: limited.
Limited
Recurring Billing
Automated subscriptions, memberships and retainer billing.
Recurring Billing
Automated subscriptions, memberships and retainer billing.
Payment Links
Shareable links for instant payment. No checkout page needed.
Payment Links
Shareable links for instant payment. No checkout page needed.
Fund Safety & Payouts


Fund Safety & Payouts


Fund Safety & Payouts


No Blocked Funds
Revenue is never held. Whop can withhold payouts for review.
No Blocked Funds
Revenue is never held. Whop can withhold payouts for review.
Payout Speed
Suby: 3-5 days. Whop: up to 7 days, with per-payout fees.
Payout Speed
Suby: 3-5 days. Whop: up to 7 days, with per-payout fees.
No Reserve Requirements
Whop enforces holding periods on new or high-volume accounts.
No Reserve Requirements
Whop enforces holding periods on new or high-volume accounts.
Integrations & Tools


Integrations & Tools


Integrations & Tools


Discord Integration
Automated role management, gating and access control.
Discord Integration
Automated role management, gating and access control.
Telegram Integration
Group and channel access automation.
Telegram Integration
Group and channel access automation.
Webhooks & API
REST API and real-time webhooks for custom flows.
Webhooks & API
REST API and real-time webhooks for custom flows.
Experience & Growth


Experience & Growth


Experience & Growth


Clean, Fast Dashboard
Suby: intuitive, zero bloat. Whop: feature-heavy, slower workflows.
Limited
Clean, Fast Dashboard
Suby: intuitive, zero bloat. Whop: feature-heavy, slower workflows.
Limited
Human Support
Suby: real team, under 2h response. Whop: ticket-based, slower.
Limited
Human Support
Suby: real team, under 2h response. Whop: ticket-based, slower.
Limited
Automated Upsells
Trigger the right offer at the right moment in the funnel.
Automated Upsells
Trigger the right offer at the right moment in the funnel.
Built-in Affiliate Program
Tracking, payouts and a dedicated affiliate dashboard.
Soon
Built-in Affiliate Program
Tracking, payouts and a dedicated affiliate dashboard.
Soon
Native Email Marketing
Sequences, broadcasts and segmentation built in.
Soon
Native Email Marketing
Sequences, broadcasts and segmentation built in.
Soon
Complexity & Setup


Complexity & Setup


Complexity & Setup


No-Code Setup
Suby: launch in minutes. Whop: more setup steps for stores and access.
Limited
No-Code Setup
Suby: launch in minutes. Whop: more setup steps for stores and access.
Limited
Simple Pricing Model
One plan, transparent fees. Whop stacks platform, payout and processing fees.
Simple Pricing Model
One plan, transparent fees. Whop stacks platform, payout and processing fees.
No Developer Dependency
Both offer no-code paths. Suby focuses on payments simplicity.
No Developer Dependency
Both offer no-code paths. Suby focuses on payments simplicity.
Built for Creators & SaaS
Suby: built for digital products and SaaS. Whop: creator-focused first.
Limited
Built for Creators & SaaS
Suby: built for digital products and SaaS. Whop: creator-focused first.
Limited
Suby VS Whop
Choosing the Right Payment
Solution for International Businesses
Choosing the Right Payment Solution for International Businesses
If you're looking for a Whop alternative to sell memberships, gate communities or get paid in USDC under your own brand, this guide helps you choose the right stack.

Whop works best for creators who want a built-in marketplace and discovery, especially for Discord communities and digital memberships.
Whop is a good choice if
You sell mainly in US or Europe
Your customers pay in the same currency as your bank
You’re fine with traditional bank payouts
You don’t operate in emerging markets

Suby is a Whop alternative built for owning your checkout and revenue, with bank and stablecoins payouts and lower fees.
Suby is a good choice if
You sell to customers all over the world
You operate in emerging markets or global
You get hit by FX fees and cross-border charges
You’re tired of surprise fees or frozen accounts
“Couldn’t find a better solution for quickly launching a startup when you need to provide a payment gateway for customers.“

Nick V
Founder of multiple SaaS
FAQ
Answers to the
questions we get most.
How is Suby cheaper than Whop when your platform fee is 4%?
Can my funds be blocked or frozen with Suby?
How do USDC payouts work?
How quickly can I migrate from Whop?
Does Suby support Discord and Telegram role gating?
What if I am doing high volume? Are fees negotiable?
Is Suby suitable for selling courses, communities and digital products?
FAQ
Answers to the
questions we get most.
How is Suby cheaper than Whop when your platform fee is 4%?
Can my funds be blocked or frozen with Suby?
How do USDC payouts work?
How quickly can I migrate from Whop?
Does Suby support Discord and Telegram role gating?
What if I am doing high volume? Are fees negotiable?
Is Suby suitable for selling courses, communities and digital products?
What about fraud and chargebacks ?
How can businesses collect payments worldwide and get paid in USDC?
How can businesses collect payments worldwide and get paid in USDC?
FAQ
Answers to the
questions we get most.
Are there any setup fees or monthly minimums?
Are there any setup fees or monthly minimums?
Are there any setup fees or monthly minimums?
Are there any setup fees or monthly minimums?
Are there any setup fees or monthly minimums?
Are there any setup fees or monthly minimums?
Are there any setup fees or monthly minimums?
Payments
© 2026 Suby. All rights reserved. The website is owned and operated by Suby SAS, 59, rue de Ponthieu, Bureau 326, 75008 Paris
contact@suby.fi
Payments
© 2026 Suby. All rights reserved. The website is owned and operated by Suby SAS, 59, rue de Ponthieu, Bureau 326, 75008 Paris
contact@suby.fi
Payments
© 2026 Suby. All rights reserved. The website is owned and operated by Suby SAS, 59, rue de Ponthieu, Bureau 326, 75008 Paris
contact@suby.fi