How to Accept Stablecoin Payments for Discord & Telegram Communities

Accept USDC, USDT, and other stablecoins for Discord & Telegram subscriptions. Reduce volatility and automate renewals.

Gaspard Lézin
Gaspard Lézin
December 15, 2025
How to Accept Stablecoin Payments for Discord & Telegram Communities

Credit cards and PayPal made sense when your audience was local and your payouts behaved like a paycheck. But modern online communities, especially those built around Discord and Telegram, work differently now. Members are global. People join at 2 AM your time. They expect instant access to premium chats, calls, or research the second they pay.

Traditional payment systems struggle with that reality. Cards get declined for no good reason. Payouts are delayed. Some providers freeze funds or hold earnings. Community admins then end up playing support instead of running the group.

Stablecoins solve that. With Suby, you can accept USDC, USDT, and other popular tokens for group subscriptions. Payments settle quickly on networks like Base, Solana, Arbitrum, or BSC. The money lands directly in your wallet. Suby then grants and manages access inside your Discord server or Telegram group instantly. No spreadsheets. No screenshots. No manual role checks.

This guide will walk you through how to set up predictable subscription revenue for your Discord and Telegram communities using stablecoins, step by step.

Why Stablecoins Fit Community Subscriptions

Running a paid community is not just about getting someone to buy once. It is about renewal. You want members to keep paying monthly, quarterly, or yearly to stay inside your premium chat or channel. For that to work, payments have to be clean, repeatable, and fast.

Stablecoins make that possible.

Here is what most community operators feel immediately after moving to stablecoin payments:

  • Predictable value You charge 50, and receive close to 50 after minimal network and platform fees. USDC and USDT are designed to track the value of a dollar, so when you set 50 per month, your price stays consistent and transparent.
  • Fast settlement on networks like Base and Arbitrum, payments confirm within seconds. On Solana, confirmation is basically instant. You do not wait days to see funds. You see wallet activity right away.
  • Lower network fees on chains like Base, Solana, Arbitrum, and BSC are extremely low. Instead of paying a few percent plus fixed charges like you would with typical payment processors, you pay pennies in network fees.
  • Global access Members can subscribe from anywhere. You do not run into country-based card failures or banks randomly blocking a recurring charge.
  • Fewer disputes On-chain transfers are transparent. Members pay, Suby grants access. If they stop paying, Suby removes access. You do not get dragged into long ticket threads where someone claims they paid but cannot prove it.

This matters a lot for Discord and Telegram communities. Most paid communities offer high-value spaces like:

  • private strategy or signal channels
  • voice chat calls
  • research drops
  • direct access to founders or analysts
  • invite-only networking

When a payment succeeds, people want in immediately. When a payment expires, you need them out without drama. Stablecoin payments plus Suby make that clean. The moment the transaction clears, Suby syncs Discord roles or Telegram access automatically.

What Suby Brings to the Table

Suby is not just a wallet button. It is a subscription system built for crypto, designed specifically for Discord and Telegram.

What you get with Suby:

  • The ability to accept USDC, USDT, ETH, SOL, and BNB
  • Multi-chain support across Base, Solana, Arbitrum, BSC, and Ethereum
  • Wallet Connect checkout for self-custody wallets
  • Deposit checkout for users paying from exchanges
  • Automatic role assignment and removal in Discord
  • Automatic access control in Telegram
  • Renewal reminders
  • Grace periods
  • Analytics to track churn and recurring revenue

You stay in control of funds. Suby is non-custodial. Incoming payments land directly in the wallet you configure when you create your plan. You are not waiting for a payout cycle. You are not asking someone to release your balance. You get paid to your wallet as members subscribe.

Supported assets in Suby today:

  • USDC
  • USDT
  • ETH
  • SOL
  • BNB

Supported networks in Suby today:

  • Ethereum
  • Solana
  • Base
  • Arbitrum
  • Binance Smart Chain (BSC)

Suby supports both Wallet Connect and Deposit on these networks, with one exception: Ethereum is supported for Wallet Connect, but not for Deposit. The reason is simple: Ethereum gas fees are higher compared to Base or Arbitrum. Base, Solana, Arbitrum, and BSC are preferred for fast, frequent community payments.

This is important if you run a live community with daily chat. Lower friction means better retention.

Step 1: Choose Your Network and Token

Before you start sharing a paylink with your members, decide which network and token you will accept as your default.

Your goal is not to offer every possible option. Your goal is to offer the easiest path for your audience.

Here is how to pick:

  • If most of your members already use MetaMask or Coinbase Wallet, choose Base or Arbitrum. These networks are compatible with EVM wallets and have very low transaction cost, which helps with renewals.
  • If your audience uses exchanges and is more familiar with sending crypto like they send a bank transfer, Binance Smart Chain and Solana are good defaults. People can pay from Binance, OKX, Coinbase, etc. without needing to learn how to set up a self-custody wallet first.
  • If you want clean, dollar-style pricing, use a stablecoin like USDC or USDT. Members understand that 50 USDC is basically 50 dollars.

A simple setup that works for most groups:

  • primary network: Base
  • primary token: USDC
  • backup network for alternative payers: Solana
  • backup token for exchange users: USDT

This gives you coverage for both wallet users and exchange users.

Keep in mind:

  • USDC is often preferred for pricing because it is stable and widely trusted.
  • USDT is heavily used by exchange users.
  • ETH, SOL, and BNB are also supported in Suby, but they are more volatile. They are useful if your members are already comfortable thinking in tokens instead of dollars.

Deposit payments in Suby are currently available on Base, Solana, Arbitrum, and BSC. Ethereum is not supported in Deposit because of higher gas cost. If your community has lots of first-time crypto payers, you should enable Deposit on one of the cheaper networks.

Step 2: Set Pricing in USD or Crypto

When you create a plan in Suby, you define price and billing frequency.

Suby supports two pricing modes:

  1. USD-based pricing You set a price like 50 dollars per month, 135 dollars per quarter, 480 dollars per year. At checkout, Suby shows the crypto amount that matches that dollar price at that moment. This keeps your plan understandable. You keep one number in your marketing, and Suby handles conversion.
  2. Token-based pricing You set a price like 50 USDC per month or 0.03 ETH per month. This is more direct for crypto-native audiences.

For most community operators, USD-based pricing is easier to communicate. You can say: Monthly access is 50. Quarterly is 135. Yearly is 480. People instantly get the value.

You can also create multiple tiers inside your Discord server or Telegram community. Classic layout:

  • Starter Lower cost, limited access. Maybe read-only channels or delayed signals.
  • Pro Full chat access, real-time discussions, voice calls.
  • VIP Hands-on mentorship, priority support, private call slots, high-touch access to founders or analysts.

Each tier can map to a specific Discord role or Telegram group. Suby will assign that role or grant entry to that group when payment succeeds, and remove it when access expires.

Suby supports recurring periods from daily to yearly. Monthly and quarterly are the most common for paid groups because they balance price and perceived value. Annual plans are great for locking in long-term committed members at a discount.

Step 3: Let Members Pay Their Way

One of the biggest reasons communities lose sales is that the payment flow assumes everyone knows how to use a wallet.

That is not true.

Some people are comfortable with MetaMask, Phantom, Coinbase Wallet, or Rabby. Others still just send USDT from Binance the same way they would send a bank transfer. If you only support one kind of flow, you lose the other half of your buyers.

Suby solves this by giving you two checkout options in the same plan:

Wallet Connect

Wallet Connect is for members who already have a wallet on their device.

  • Works on desktop and mobile.
  • Supports 100+ wallets, including MetaMask, Coinbase Wallet, Phantom, and Rabby.
  • Clean for crypto users who already sign transactions every day.
  • Perfect for people who live in trading chats, follow token charts, or already use DeFi tools.

With Wallet Connect, members simply authorize the payment from their wallet and they are done. Suby links that payment to their Discord or Telegram identity and unlocks access.

Deposit

Deposit is built for everyone else.

  • No seed phrase.
  • No wallet setup step.
  • No "what is gas fee" conversation.

The flow is familiar: Suby gives the member a payment address and memo. The member sends USDC or USDT (or other supported tokens) from an exchange account or any wallet they already use. Suby sees the deposit, confirms it, and grants access.

Deposit is available on Base, Solana, Arbitrum, and BSC. These networks are chosen because they are fast and cheap, which matters for subscriptions.

How you present this in your community:

Pin a short, friendly message in your onboarding or subscription channel:

  • If you already have a crypto wallet like MetaMask or Phantom, tap Wallet Connect.
  • If you are paying from Binance, Coinbase, or OKX, tap Deposit and send USDC or USDT on the network shown.
  • After payment, you will get instant access. No screenshots needed.

This one pinned message saves your moderators from repeating instructions 20 times a day.

Step 4: Receive Payments Instantly

Most platforms act like middlemen. They accept the money, hold the money, then choose when to pay you out. That creates stress for community owners. It also creates risk, because your balance is not really yours until they approve a withdrawal.

Suby is non-custodial. You give Suby the wallet address where you want to be paid at setup. When a member subscribes, the money goes directly to that wallet.

What that means for you:

  • Real-time settlement You do not wait. Once the transaction hits the network, you are funded.
  • Visibility You can see every transaction on-chain, and you can also see it in Suby's dashboard so you have human-readable context.
  • Control If you ever need to refund someone, you can do that directly from your wallet and then mark it refunded in the Suby dashboard.

A lot of group owners like to separate treasury and operations. One wallet is the "community revenue wallet." Another wallet is the "spend wallet." That way revenue is tracked cleanly and not mixed with your personal trading or personal expenses.

Because you get paid quickly, you can reinvest into the community in real time. That might be hiring a moderator, paying a researcher, or adding weekly voice calls that increase retention in your top tier.

Step 5: Manage Subscriptions Automatically

Getting someone in is not actually the hardest part. Keeping them in is.

Renewals are where most communities leak revenue. People forget to pay. People assume they paid. People think they still have access when they do not. It turns into arguments and manual cleanup if you are doing everything by hand.

Suby was built to handle this cleanly without you.

Here is what Suby automates for you:

  • Renewal reminders Members get notified automatically inside Discord or Telegram before their access expires. You are not chasing them one by one.
  • Grace periods You choose how strict you want to be. Some groups remove instantly when payment expires. Others allow 24 hours, 48 hours, maybe even a couple of days. You set the policy.
  • Automatic role assignment and removal On Discord: Suby grants roles and removes roles without you touching anything. On Telegram: Suby grants access to private groups and revokes it if payment lapses.
  • Analytics You get visibility into recurring revenue, churn, and renewals. You can export data to CSV.
  • Owner notifications You can get notified when a new member subscribes, when someone renews, and even when someone cancels. Some owners post those notifications in a public channel for social proof.

This is what starts turning your Discord server or Telegram group into an actual subscription business instead of a hobby that depends on you being awake at all times.

Connecting Discord and Telegram

Suby is built directly for Discord and Telegram. You do not need to code anything.

Discord Integration

Your flow is:

  1. Link your Discord to Suby and allow the Suby bot to manage roles and send reminders.
  2. Create your paid plan in Suby with your pricing and wallet.
  3. In your server, run /start so the bot can guide setup.
  4. Use /setuprole to link each plan to a specific paid role in your server, like Insider, Pro, or VIP.
  5. Create a public channel such as #subscription where Suby posts a button to subscribe.
  6. Create a public #reminders channel and run /setupreminders so the bot can send renewal alerts.

Important detail: Your Suby bot role must sit above the paid roles in the Discord role hierarchy. If not, the bot will not be allowed to assign them. Make sure the Suby bot has permission to send messages and post embeds in the channels you assign.

Once mapped, the whole process becomes automatic:

  • A user subscribes through Suby.
  • Suby confirms payment.
  • Suby gives them the correct Discord role.
  • When renewal fails and grace period ends, Suby removes that role.

You do not get stuck manually removing expired users from VIP chat ever again.

Telegram Integration

Telegram is just as simple:

  1. Link your Telegram group or channel to Suby and give the Suby bot admin rights.
  2. Run /setup to connect a paid plan to a private group.
  3. Suby can create a portal channel that works like your public storefront. Members tap Subscribe, pay, and then are granted access automatically.

To operate well in Telegram, Suby needs admin permissions like ban users, invite users, send reminders. This is what lets Suby auto-kick on non-renewal and auto-invite on payment.

If you run both Discord and Telegram, you can sell a single plan that unlocks access to both platforms. Many creators do this to serve members who prefer different chat apps without charging twice.

Pricing Examples That Convert

You do not need 20 plans. You need clear value.

Here is a simple three-tier model that works in a lot of paid Discord and Telegram communities:

  • Insider Price: 25 per month Access: Read-only research feed, curated drops, limited chat access
  • Pro Price: 50 per month Access: Everything in Insider, plus full chat access, live discussion, weekly voice calls, Q&A time
  • VIP Price: 150 per month Access: Full access plus direct mentorship, early intel, private channels or private call windows

Now layer in discounts for commitment:

  • Quarterly billing: ~10 to 15 percent lower than paying monthly
  • Annual billing: roughly two months free

This reward structure nudges longer-term commitments without forcing it.

On the payment side, you can also offer:

  • Default paylink using USDC on Base
  • Alternate option using USDT on Solana or Arbitrum
  • BSC option for members who mainly pay from exchanges

You should also communicate what members get, in plain language, in a pinned message in your support or onboarding channel. For example:

Insider: you get access to research feed and updates. Pro: you also get full daily chat and weekly calls. VIP: you also get direct access to team and priority answers.

People convert faster when they understand the difference instantly.

Best Practices for a Predictable Setup

Running a paid chat group is a lot easier when your systems are not chaotic. Here are practices that keep things smooth:

  • Pick one primary stablecoin for marketing. Usually USDC or USDT. Say it clearly in your pinned post.
  • Pick one primary network. Base, Solana, Arbitrum, or BSC are good because of low fees. Mention it clearly so people do not accidentally send on the wrong network.
  • Remind users that each payment will require a tiny amount of the network's gas token. For example ETH on Base, SOL on Solana, BNB on BSC. Tell them to keep a small balance.
  • Enable Deposit for exchange users. This alone removes 70 percent of support friction for first-time crypto payers.
  • Set up a #reminders channel in Discord or an equivalent reminder flow in Telegram. Let Suby send renewal alerts there.
  • Keep your refund policy public. A short line like: refunds are case-by-case and processed manually.
  • Protect your main wallet. Use a dedicated wallet for subscription revenue. Consider hardware or multisig for long-term safety.
  • Test one payment yourself before you announce your community is open. This lets you confirm that roles are assigned correctly and renewal reminders are going to the right channel.

Predictability is what convinces members that they are joining something serious, not a side hustle that might disappear next week.

A Fast Start with Suby

Here is the full process to get from zero to live payments:

  1. Create your plan in Suby Go to Suby, click Create a subscription plan, and fill out your group details, price, billing cycle, and support contact.
  2. Pick network and token Choose which blockchain and token you want to accept. Add the wallet where you want to receive funds.
  3. Choose pricing mode Set the amount in USD or in crypto. Set billing frequency (monthly, quarterly, yearly, etc.).
  4. Connect to Discord or Telegram For Discord:
    • Add the Suby bot
    • Run /start
    • Use /setuprole to map the plan to a paid role
    • Use /setupreminders and /setupsubscription to create the reminder and subscription channels For Telegram:
    • Add the Suby bot as admin
    • Run /setup and link your private group
    • Create your portal channel so people can tap Subscribe and get in
  6. Enable both Wallet Connect and Deposit This step is huge. Wallet Connect serves crypto-native members. Deposit serves exchange users. You get the full funnel.
  7. Pin your paylink Put your Suby link in your onboarding channel. Make it impossible to miss.

Once this is live, Suby handles renewals, reminders, access assignment, access removal, and tracking. You focus on delivering value in your community, not chasing proofs of payment.

Frequently Asked Questions

Can I change networks later?

Yes. You can change your default network for new subscribers. Existing members can continue renewing on their original network.

What happens when a member pays late?

That depends on your grace period setting. If the user renews late but still within the grace window you defined, they keep their access. If they miss that window, Suby removes the role in Discord or removes them from the Telegram group. When they pay again, access is restored automatically.

Can I support both USDC and USDT?

Yes. Many groups offer both because some members prefer USDC and some mainly hold USDT in exchanges.

Do members get receipts?

Not at the moment. Use the transaction hash and the Suby dashboard entry as proof of payment; you can also export a CSV for accounting.

How do refunds work if I receive funds directly?

All funds go directly to your wallet. If you decide to offer a refund, you simply send funds back manually. You stay in control.

Do members need to worry about gas fees?

They should keep a tiny balance of the native token for the network they are paying on. For example ETH for Base or Arbitrum, SOL for Solana, and BNB for BSC. You should mention this early so people are not surprised.

Is Ethereum supported?

Yes. Suby supports Ethereum for Wallet Connect checkout. Ethereum is not currently supported for Deposit because the gas cost is higher compared to networks like Base or Arbitrum. For most communities, Base or Arbitrum is the better choice for repeat payments.

Quick Checklist Before You Publish

Before you announce that your Discord server or Telegram group is live and paid, confirm these items:

  • You created at least one plan in Suby with correct pricing and billing cycle
  • You chose your main network and token (for example, USDC on Base)
  • Wallet Connect is working
  • Deposit is enabled for exchange users
  • Your wallet address is correct and receiving test payments
  • Discord roles are mapped with /setuprole, or Telegram groups are linked with /setup
  • Renewal reminders are configured in a visible channel
  • You pinned a short guide that explains how to subscribe
  • You wrote your refund and access policy in plain language

Once all of that is in place, you are not guessing anymore. You are running a subscription product.

Final Word

Running a paid Discord or Telegram community should not feel like chasing rent from 200 roommates. It should feel like operating a real product. People pay. People get in. People renew if they keep getting value.

Stablecoins make that payment layer reliable. Members across countries can pay you in USDC, USDT, ETH, SOL, or BNB without arguing with their bank. You receive funds instantly in your own wallet.

Suby makes the rest of the system real. It connects that payment to access, assigns roles, removes expired access, sends reminders, and shows you who is renewing and who is not. It works on Discord and Telegram with no code and no spreadsheets.

If you want your group to last, you need renewals you can trust, access you do not have to police, and payouts you control. That is exactly what this setup gives you.