Suby for international businesses
International payments for SaaS, e‑commerce, webapps, agencies and freelancers
Suby is an international payments solution for SaaS, e‑commerce stores, webapps, agencies and freelancers who sell to clients in other countries.
Instead of dealing with Stripe, PayPal, Wise, FX fees and slow banks, you accept cards and crypto and get paid directly in USDC with flat, predictable fees.
Loved by 300+ business owners
Stripe, PayPal, Whop alternative
Why international businesses outgrow Stripe, PayPal and Whop
If you only sell locally, Stripe, Whop, Lemon Squeezy and PayPal are usually fine. But as soon as you become an international business, SaaS with users in many countries, e‑commerce shipping worldwide, agencies and freelancers working with foreign clients, traditional processors start to hurt:
Hidden international fees
cross‑border, FX, bank markups
Unpredictable costs
the “2.9%” easily becomes 8–15% on international payments
Slow, fragile payouts
SWIFT, bank reviews, frozen funds
Limited support for modern use cases
crypto‑friendly customers, Discord/Telegram communities, global digital products
Suby is a Stripe, Whop, Lemon Squeezie alternative for international businesses that fixes these problems: flat fees, USDC payouts, global by default.
International payments for businesses
Who Suby is for: online businesses tired of frozen payouts and high international fees
Suby helps global businesses accept card & crypto payments and get paid out in USDC with flat, predictable fees, so you can avoid surprise FX costs, reduce payment friction, and stay in control of your funds.
SaaS, e-commerce, webapps
API / checkout
- Accept international card payments and crypto payments worldwide
- Integrate via checkout, API, and webhooks
- Get USDC payouts with flat, predictable fees (no hidden FX surprises)
- Reduce reliance on providers known for payment holds / account restrictions
Agencies & freelancers
Paylinks
- Send a payment link to any international client, in any country
- Let them pay by card or crypto (no complex setup)
- Receive USDC directly to your wallet with fixed, transparent fees
- Avoid SWIFT delays, bank friction, and surprise FX charges
International payment fees explained
The “2.9%” myth: the real cost of Stripe, PayPal, Whop for international payments
Most businesses see 2.9% and think that’s the fee. But for cross-border payments, the real cost often jumps to 8–10% (or more) once you add FX markups, international card fees, payout fees, and bank charges.
Stripe / PayPal / Whop: why international payments cost more than you expect
When you sell globally, you often pay multiple layers of fees, plus you may face payout delays or even payout holds that hurt cash flow.
Cross-border card fees (international card / foreign card fees)
FX conversion fees + FX markup (hidden exchange rate spread)
Bank fees on payouts (extra charges when money hits your account)
Platform fees (marketplaces / “creator platforms” taking a cut)
Payout delays & frozen funds (reserves, holds, compliance reviews)
Suby is different: predictable fees & USDC payouts (no FX surprises)
Flat, transparent fees you can predict before you sell
No FX markups and no surprise cross-border add-ons
Get paid out in USDC directly to your wallet for faster, global settlement
Built for businesses that want to avoid payout holds, slow bank transfers, and hidden international payment fees
International payments with USDC payouts
Built for global online payments: SaaS, e-commerce, and service businesses
Accept international card & crypto payments, get USDC payouts, and avoid payout holds and cross-border FX fees, with setups built for how you actually sell online.
Indie hackers selling worldwide
Launch payments fast with checkout, API/webhooks, or paylinks. Accept global customers without getting crushed by FX markups, and keep your margins with USDC payouts.
AI SaaS subscriptions (global billing)
Run recurring subscriptions with a simple integration. Accept international cards, automate payment events with webhooks, and settle revenue in USDC for predictable cash flow.
Vibe coders shipping in days
Start with paylinks for instant payments, then upgrade to checkout/API when you scale. Minimal setup, global reach, and no surprise international payment fees.
E-commerce accepting international customers
Accept cross-border payments without losing margin to FX spreads and extra fees. Use a global checkout and get USDC settlement for faster, more predictable payouts.
Emerging markets billing US customers
Accept Visa/Mastercard card payments worldwide in seconds. Offer a fast, familiar card checkout that increases conversions and reduces drop-offs.
Agencies & freelancers billing international clients
Send a payment link in seconds, get paid by card or crypto, and receive USDC directly to your wallet—without losing margin to FX conversion and payout fees.
Steps
How Suby works for international businesses (step‑by‑step)
Getting started with Suby as a Stripe, Lemon Squeezy, Whop alternative for international payments only takes a few minutes.
Create Your Product
Create subscription plans or one-time products: define your pricing, recurrence, branding, and details in seconds.
Setup Payment Methods
Choose which payment methods you want to accept for your product. Setup your payout wallet.
Choose your flow: checkout/API or paylinks
– SaaS, e‑commerce, webapps: integrate the checkout or API
– Agencies & freelancers: generate paylinks for each client or project
Global payments features
Features that matter for international payments
Suby helps SaaS, e-commerce, and creators accept card or crypto payments, run free trials and promo codes, and track MRR, churn, and LTV, with international-friendly payouts and predictable fees.
Coupons & promo codes
Create coupon codes, percentage discounts, and limited-time promos to boost conversion, re-activate churned users, and run launches.
Free trials that convert
Launch free trials (3/7/14 days), reduce signup friction, and automatically convert users to paid plans, ideal for global SaaS and membership businesses.
Card or crypto payments
Let customers pay with credit/debit cards or crypto. Offer a smooth checkout experience for international users and increase acceptance across markets for subscription or one-time payment.
Subscription analytics: MRR, churn & LTV
Track your key metrics in one place: MRR, net revenue, churn, LTV, and cohorts, plus export to CSV for deeper analysis.
Testimonial section
Testimonials from our clients
Why SaaS, online businesses & communities choose Suby to manage their one-time & subscription payments
“Suby became our payment gateway. Customers pay by card or crypto, and we receive USDC. Subscriptions, renewals, and payment tracking are finally simple.”
Jordan L.
SaaS Founder
“Suby simplified our invoicing stack. We send invoices, clients pay however they want, and we get paid in USDC without dealing with banks or FX fees.”
Nasseem S.
Freelance Consultant
“Suby is perfect for international consulting. No bank account needed, no delays, just clean invoicing and USDC payments.
The team is highly responsive!”
Yuma K.
AI Agency Founder
“Webhooks let us automate everything. We accept card payments in-app, trigger access after payment, and receive USDC payouts without bank delays.”
Ananya I.
Web App Business Owner
“Card payment for customers, USDC payouts for us. Suby made our checkout effortless.”
Emma T.
E-commerce Brand Founder
“Suby became our payment gateway for subscriptions. Users pay with card, and we get paid in USDC. Billing, renewals, and payment tracking are finally simple.”
Marcus J.
SaaS Founder
Pricing
Simple, transparent pricing
Choose a plan that fits your team’s needs.
What’s included:
Card payments: 10% + $0.50
Crypto payments: 3%
Support: 48–72h
Card payout speed: 15-day payouts
What’s included:
Card payments: 6.5% + $0.35
Crypto payments: 1.5%
Support: 24–48h
Card payout speed: 7-day payouts
What’s included:
Card payments: 10% + $0.50
Crypto payments: 3%
Support: 48–72h
Card payout speed: 15-day payouts
What’s included:
Card payments: 6.5% + $0.35
Crypto payments: 1.5%
Support: 24–48h
Card payout speed: 7-day payouts
What’s included:
Card payments: 5% + $0.27
Crypto payments: 0%
Support: VIP support (same-day)
Card payout speed: Fastest payouts
FAQ section
Frequently asked questions
We've compiled the most important information to help you get the most out of your experience. Can't find what you're looking for? Contact us.
How can SaaS companies accept card payments and receive USDC payouts?
SaaS companies can accept card payments through card processors integrated into a payment orchestration layer like Suby. While customers pay using standard credit or debit cards, payouts are settled in USDC through licensed partners, removing the need for fiat bank payouts.
Is it possible to replace bank payouts with USDC for web applications?
Yes. Web applications can replace traditional bank payouts with USDC settlements, allowing faster access to funds and reducing dependency on local banking infrastructure. This setup is commonly used by global products, APIs, and online tools serving international users.
Can e-commerce businesses accept card payments and settle in USDC?
Yes. E-commerce businesses can integrate card payments at checkout while receiving USDC payouts instead of fiat. This approach is useful for global merchants, cross-border sellers, and crypto-native brands that want predictable settlement without currency conversions.
Do businesses need a bank account to accept payments?
No. One of the advantages of USDC payouts is that businesses can receive funds directly to a crypto wallet, without requiring a local or international bank account. This is particularly valuable for startups and companies operating in emerging markets.
Can customers pay with crypto on SaaS and e-commerce platforms?
Yes. In addition to card payments, customers can pay directly with crypto such as USDC or USDT on supported blockchains. This allows businesses to serve both crypto-native users and traditional users through a single payment setup.
How can web apps reduce reliance on local banks for payouts?
Web apps operating globally often face issues with local banking availability and restrictions. Settling revenue in USDC enables payouts directly to a wallet, removing the need for local bank accounts.
How can e-commerce businesses reduce cross-border payment fees?
Cross-border e-commerce payments often involve currency conversions, fees, and delays. A payment setup that accepts cards while settling in USDC simplifies cross-border revenue collection and settlement.
How can SaaS founders avoid payout restrictions in certain countries?
Some payment providers restrict payouts based on country or region. Using USDC settlements allows founders to receive revenue without relying on country-specific banking infrastructure.
How can SaaS companies reduce FX and conversion fees?
FX conversions and international transfers increase payment costs. Settling revenue in USDC avoids repeated currency conversions and lowers operational fees.
How can online businesses reduce operational overhead in payments?
Managing banks, currencies, chargebacks, and payouts increases operational complexity. Using a payment orchestration layer that abstracts these elements simplifies operations.
Still have questions?
Have questions or need assistance? Our team is here to help!
Resources
Use Cases
Collect payment for SaaS & webapps
Collect payment for e-commerce
Collect payment for agencies & freelances
Discord monetization
Telegram monetization
Payment Link